Monthly Archives: September 2012

Planning for Obamacare…

In 2014, the law kicks in:  individuals will be required to have a qualified health insurance plan covering the essential health benefits.  Employers with 50 or more full time equivalent employees are subject to a tax/penalty if one or more of the employees receive a government health insurance subsidy in order to purchase health insurance on the individual exchanges. …

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Health Care Reform Impact on Fort Worth Businesses

There is little doubt that the health care landscape is changing.  Recently, I was able to attend a seminar on the health care changes and the impact on small business.  While there is still much to be determined, there are a number of changes that have an immediate impact, and some that require some future planning.…

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The 5 Cs of Credit (continued)

Continuing from the previous post regarding the 5 Cs of Credit,

The first C is ‘character’.  One of my favorite inspirational thoughts is the statement about leadership that ‘The ultimate measure of leaders is not where they stand in moments of comfort and convenience, but where they stand in times of challenge and controversy’. …

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5 Cs of Credit

I believe entrepreneurs and CEOs, with help from their CFOs, must navigate the 5 Cs of credit harder and better than ever.  Credit is available for prudent credit risks.  The challenge that can be met is how those 5 Cs are being scored.  The same fundamental credit underwriting factors as during economic growth are still the factors evaluated to make credit decisions today. …

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